TERMS AND CONDITIONS

Last updated: June 30, 2024

Welcome to InnovationsInvestments.com. Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the InnovationsInvestments.com website (the "Service") operated by innovationsinvestments.com ("us", "we", or "our").

In order to be able to use the Services, you will need to create an Account and comply with other requirements set forth in these Standard Terms and Conditions (STC).

1. Access to the Services; Account Creation

a) Eligible individuals

Services are offered to individuals and companies, either conducting business activities on their own or acting as consumers. For purposes of these STC, ‘consumer’ shall be interpreted as any individual or entity using the Services for a purpose other than to conduct a business or commercial activity. If you are creating an account for on behalf of a corporation, organization, or other entity (the “Organization”), you understand and agree that the Organization will be understood to be the owner of the Account and, hence, any contents created using the Services, and any data collected through the Services, will be understood to belong to the Organization, subject to the terms and conditions set forth herein or in the ToU. No other use of the Services not specified in this STC, including use by any other employees, agents, contractors, consultants, representatives, personnel, or other parties or individuals of or on behalf of your Organization or its affiliates or subsidiaries shall be permitted to use the Services or access the Account.

Persons using the Services represent and warrant that as a condition of use that they are (i) 18 years of age or older; or (ii) if under 18, have parental or other legal guardian permission to access the Services materials and are over 16 years of age (a “Minor”). If you are a parent or legal guardian of a Minor using the Services, you hereby agree to bind the Minor to this STC and to fully indemnify and hold us harmless if the Minor breaches and terms or conditions in this STC. If you ae not at least 16 years old, you may not use the Services at any time or in any manner.

You also represent and warrant that you are not located in a country that is designated by an applicable government as a “terrorist supporting”. If any applicable law, rule, or regulation prohibits you from accessing the Services, you may not access it.

b) Account creation

In order to access the Services, you will need to register and create an account (the “Account”). To this end, you must provide true, current, complete, and accurate information, as requested during the registration process, that refers to you. You cannot sign up or otherwise create an Account with us on behalf of a third party other than as expressly set forth in this section.

An “Authorized User” means you or an employee or representative of your Organization who has been supplied with a single user identification and password to access and use the Account and Services on the user’s own behalf or on behalf of the user’s Organization. No other use of the Account or Services not specified in this Agreement, including use by any other employees, agents, contractors, consultants, representatives, personnel, or other parties or individuals of or on behalf of your Organization or its affiliates or subsidiaries shall be permitted to use the Services or access the Account. We shall provide each Authorized User a username and password for logging into the Account to enable the Authorized User to use the Services.

If you are using the Services on behalf of an Organization, you represent and warrant that you can agree to this STC on behalf of your Organization and all references to “you” throughout this STC will include your Organization, jointly and severally with you personally. You should create a business Account, which will allow use of the Services under your Organization’s name. Note that account sharing is not permitted under these STC and, thus, you should obtain as many Authorized Users as needed for each individual using an Account and/or the Services within your Organization. 

If you create an Account, you will be able to opt for any of the Paid Subscriptions described in the Pricing section. Among other functionalities, these Subscriptions enable you to manage shared workspaces with as many Authorized Users as you have selected in your Paid Subscription, by sending an invitation to collaborate with other Authorized Users of your Paid Subscription. The owner of the Paid Subscription will have limited admin rights to control contents created and manages from the rest of Authorized Users. It is your duty to make sure that the other Authorized Users understand the impact for their privacy and content ownership when accepting to be part of your Subscription, and you shall indemnify, defend, and hold us harmless of any costs or damages directly or indirectly related to these matters.

We may provide different Subscriptions offering different functionalities and features, and subject to different pricing conditions. Services definition may vary from time to time and further and detailed information on the current features and functionalities of the Service is provided during the signup process.

Notwithstanding deletion of the Account, the Company may retain your data as reasonably necessary for compliance with applicable law or as otherwise set forth in our Privacy Notice. You agree that all information you provide to register for the Services or otherwise is governed by our Privacy Notice, and you consent to all actions we take with respect to your information consistent with our Privacy Notice.

Note that when you are providing your information and accepting these STC, you are entering into an agreement with us which describes which are the obligations we have with regards to each other. If you have problems accessing or logging in into the Services, please contact us.

c) Provision of the Services. Right to Use

Once an Account has been successfully created, our service will be available and ready to use, subject to the terms of this STC. Note, however, that access to and use of certain functionalities and Services are only available to certain plans and may be subject to payment requirements. Subject to your compliance with this STC, the Company hereby grants to you limited, personal, non-exclusive, non-transferable, revocable right to access the Account and to make personal, non-commercial use of the Basic Subscription, which shall remain in effect unless and until terminated by us or by you through “My Account" in accordance with the instructions you can find here . 

Additionally, subject to your compliance with this STC and payment of the applicable Fee, the Company grants each Authorized User a limited, revocable, personal, non-exclusive, non-transferable, non-sublicensable right during the Subscription Period to access the Account and to make personal, non-commercial use the applicable Service package in accordance with this STC. You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of or restrict or inhibit anyone else's use and enjoyment of the Service. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Service.

2. Use of your Account and Services, and Your Contents

a) Account security and credentials

Accounts are to be used by you and Authorized Users, and it is strictly forbidden to share or allow others to use it. You must keep credentials for your Account secured at all times. It is strictly forbidden to share credentials with any third parties other than Authorized Users, or to write them down for recovery purposes. You shall remain solely responsible for the activity arising out of any failure to keep your Account details confidential. Should you suspect that your Account or your credentials have been or are being used by a third party, or have been compromised, you must contact us immediately through our Contact Form. Otherwise, we may attribute all use of your Account to you, and you agree to be responsible for all activities that occur under your Account.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You undertake to notify us any changes to the information submitted upon sign-up or thereafter to keep any information we may have in our records current and accurate.

b) Use of your Account and Services

You must use your Account and the Services complying with law, public order, and any guidelines in our Help Center . Our Help Center includes as well the documentation and instructions to use our Services. In particular but without limitation, you shall not: 

* Access the Site, Account, and/or the Services by any means other than through interfaces provided by us and as otherwise expressly authorized under this STC;

* Use the Services as a hosting service or hosting system only;

* Use the Services, or any responses or media within the Services, to create web pages or for hosting or supporting online resources or as a data repository;

* Avoid, bypass, remove, deactivate, impair, descramble, or otherwise tamper with the security measures, usage rules, or other protection measures implemented by us, our service providers or any third parties to protect the Site, the Account, or the Services, as well as the restricted features or functionalities available for given categories of Accounts other than the one you are holding, or to attempt to do any of those actions;

* Except as otherwise expressly permitted in this STC, access, tamper with, or use restricted areas of the Service or the Site, our computer systems, or the technical delivery systems of our providers;

* Use any metatags or other hidden text or metadata in the Site or Services, as well as forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the Service;

* Use, display, mirror, or frame the Site or Services, any individual element within the Site or Service, the layout and design of any portion of the Service or the Site, or the intellectual property rights and other proprietary rights of the Company, except to make the forms created through the Services available to others or as otherwise expressly permitted by us;

* Use any "deep-link," "page-scrape," "robot," "spider," or other automatic device, program, algorithm, or methodology or any similar or equivalent manual process to access, acquire, copy, or monitor any portion of the Site or Services or in any way reproduce or circumvent the navigational structure or presentation of the Site or Services to obtain or attempt to obtain any materials, documents, or information through any means not purposely made available through the Site;

* Reverse engineer, decompile, or disassemble software used in connection with Site or Services, except as permitted by applicable law;

* Interfere with, or attempt to interfere with, the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the Services or the Site;

* Reproduce, duplicate, copy, sell, trade, resell, or exploit for any commercial purpose any portion of the Site or the Services, or your access to or use of the Site or Services; 

* Impersonate or misrepresent your affiliation with any person or entity, as well as stalk or harass other users or third parties, or share or use offensive or pornographic materials;

* Carry out vulnerability scanning, load testing, or penetration tests or bypass our security measures without our previous written approval;

* Use the Services and, in particular, the functionalities aimed at ensuring interaction of the Services to monitor the availability, performance, or functionality of our Services or the Site, or for benchmarking or other competitive purposes;

* Collect credit card information (unless using the specific questions blocks provided by us), passwords, or similar login credentials;

* Send electronic communications that are not expressly requested or authorized by the recipients or sending mass and/or repetitive electronic communications (spam) or use the Services to send any communications in a way not permitted by or compliant with any applicable laws or industry standards, or to any recipient who has opted out, unsubscribed, or otherwise objected to receiving such messages from you or another party on whose behalf you may be mandated; or

* Otherwise, use the Account, Site, or Services in a manner contrary to the rights and legitimate interests or any other third party, or in any other manner that may tamper, disrupt, overload, or otherwise damage the Site, or the Services. You may let us know about any abuse by filling out this Type form. 

For avoidance of doubt, you (or your Authorized Users) may carry out any action that enables the Services to interoperate and communicate with a given software program, provided that any such integration has been developed by means of the public APIs and related products and Services provided by us as part of our range of technical products for developer and integrator users. You understand that we do not control the use of any information collected by third parties—regardless of whether said collection of information took place in the past, is taking place in the present, or is intended to be carried out in the future—by means of said integrations and that further third parties’ terms and conditions may apply to your use of APIs. Therefore, you understand and agree that we shall not defend, indemnify, or hold you harmless for any and all costs or damages arising from those third party actions and integrations. 

c) Usage limits 

You shall only use the Services in full compliance with the conditions set forth in this STC.

You may opt to purchase add-ons to a Subscription at any time to increase, for instance, the number of available minutes of your plan, additional Authorized Uses, or add other features. These add-ons can be purchased in the ‘Settings’ menu of your Account and are valid upon activation and for the then current Subscription Period. 

In the event that the authorized responses limits are reached, we will not be required to collect, store, and/or process any response in excess of the applicable limits. You may opt to activate the ‘upgrade my plan’ feature as further described in Section 5 of the Payment Terms and Conditions.

d) Authentication Services

You may decide to activate our authentication feature, a service fully owned by Auth0, Inc. which enables the email address and passwords validation process used for purposes of logging in to the Service. If you opt to use this feature, Auth0, Inc.’s security, password and other policies apply, and we strongly recommend you to familiarize yourself with said policies and that you practice common sense in the administration of your user IDs and passwords.

e) Beta Services

You may be offered to take part in early access programs to use so-called alpha or beta versions of the Services (“Beta Services”). If you have agreed to participate in a Beta Service, you shall use such Service(s) solely for the stated purposes thereof and any other terms we set. Beta Services may not work in accordance with the documentation with which we may provide you with, or they may contain errors, defects or bugs, and may result in unexpected results, corruption or loss of data, or other unpredictable damage or loss, as you acknowledge and agree. Beta Services are not covered under any service level commitments under these STC, and, as an exception to the provisions in sections 9, 10 and 11, we do not make any sort of representations and warranties, and disclaim any liabilities regarding Beta Services. Beta Services may be discontinued at any time, for no reason and without prior notice, and nothing in these STC shall be construed as requiring us to release Beta Services as part of our regular Services.

f) Materials available in the Services or the Site

The Site and the Services may include information, graphics, text, images, and other materials uploaded by other Account holders or third parties. Said materials are solely for your use in connection with the Site and Services, and their legality, accuracy, and completeness are the sole responsibility of the party that have uploaded them to or provided as part of the Site or the Services. Use of the materials may be subject to specific terms and conditions or license terms, and you are responsible to obtain any required licenses or authorizations, and to comply with any licenses or terms and conditions applicable to them.

g) Services and third-party service providers

To ensure you are provided with high-quality Services, from time to time we may rely on third party service providers. You understand that those providers act beyond our reasonable control and that we shall not be held liable for any damages caused by an action or omission attributable to them.

Also, you may decide to use third parties to process the information you may collect through the Services (e.g. by using webhooks). In all those cases, you acknowledge and agree that those third parties are beyond our reasonable control, and that we will not be liable for any damages arising from the use of said information by them, or if you decide to transfer information to those third parties by using non-secured means (e.g. non-https transfer protocols). We recommend that you carefully review any terms and conditions governing the use of those third parties’ services and any integration tools they may offer before you start using their services. Note that the use of said services may result in the transmission of any kind of information (either confidential or having a personal nature, among others) outside our platform, and third parties not related to us may subsequently be gaining access to, modifying, or even deleting said information.

Please review our Privacy Notice for further information.

We do not claim ownership over any customer's Data, and this STC does not grant us any licenses or rights to any Respondent Data, except as set forth in our Privacy Policy and as follows: You grant to us a worldwide, royalty free, fully sublicensable and transferable license to use, reproduce, distribute, modify, adapt, create derivative works, make publicly available, and otherwise exploit Respondent Data solely for the limited purposes of providing and improving the Services.

l) Collaboration with us

You undertake to comply with any instructions or recommendations given by us or by any individual acting on behalf of the Company in connection with the use of the Site, your Account, or the Services.

3. INVESTMENT RISKS

Investing in securities involves risk, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and innovationsinvestments.com charges and expenses. Past performance does not guarantee future results.

4. INTELLECTUAL PROPERTY

The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of innovationsinvestments.com and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of innovationsinvestments.com.

5. Fees and payments

Fees for the Services shall be subject to the Payment Terms and Conditions, which are included in this STC by reference, without the right of set-off, deduction, or counterclaim. 

Fees are exclusive of any taxes, levies, customs fees, duties, or similar governmental assessments of any nature, including value-added, sales, use or withholding taxes, assessable by any jurisdiction (collectively, “Taxes”). You will be responsible for paying all applicable Taxes associated with your purchases, except for Taxes assessed against us based on net income. Should any payment for the Paid Subscription be subject to withholding tax by any government, you will be responsible for such Taxes and will reimburse us to the extent we are required to pay any such withholding Taxes. 

Billing disputes must be initiated within thirty (30) days of purchase. Upon expiration of such 30-day period, you will not be entitled to dispute any fees paid or payable to us. The Parties will work together in good faith to resolve billing disputes. A pending billing dispute shall not exempt you from timely paying any undisputed amounts owed. Other than in accordance with the foregoing or otherwise expressly set forth in this STC, Fees paid are non-refundable. 

6. Suspension and termination of the Account

a)Termination or suspension by the Company

We are entitled to suspend your Account in the event that you provide us with untrue, inaccurate, not current, or incomplete information when creating your Account, as well as when you fail to comply with these STC or other mandatory provisions by law. We shall have the right to modify, prevent access to, delete, or refuse to host, display or make available those contents that are believed to

violate the law or these STC, either by the way in which said contents are used as analyzed on their own or by the way they interoperate with other contents, entities or people. Except for those cases in which the contents at issue could automatically trigger Company’s liability under applicable law or when it is necessary to act diligently to prevent harm to others, we will notify you in advance about its intention to act against said contents and give you reasonable time to respond and take any necessary actions. Upon occurrence of any of these, we will contact you and request you to remedy your breach of these STC. 

We are entitled to terminate your Account in the event you fail to redress any STC breach in the non-extendable term of ten (10) calendar days from notification date. Additionally, your Account may be terminated in the event you substantially breach these STC, including without limitation any case in which the Account is used to commit fraud (e.g. to carry out phishing attacks) or willfully addressed to breach the law. 

We are entitled to terminate your Account, without any further prior notice, in the event that you, as a free plan user, do not access your Account on any occasion for an uninterrupted period of 24 (twenty- four) months. The purpose of this termination is ensuring that only active users use the Site and, therefore, that the Site works in a fast and effective way. You can prevent this from happening by accessing at any given time to your Account, and the 24-month timeframe will restart.

Finally, we may terminate your Account should you oppose the appointment of any sub-processor, as further detailed in our Privacy Policy.

Please note that in all these cases you may lose all the information stored in your Account, such as surveys and responses.

b) Termination by you

You may terminate your Account at any time by using the account termination option. If you terminate your Account you may still be able to access the Site, but you will not have access to the Services, features and content that are available to Account holders. Please note that this may result in data loss.

7. Cancellation of your investments plan

The Basic Subscription Services are available upon the creation of your Account. Paid plan are available for the plan Period once we receive the applicable Fee payable in connection therewith. 

If you object to any term or condition of this STC, or any subsequent modifications thereto, or become dissatisfied with the Services in any way, your only recourse is to immediately discontinue use of the Services, and cancel your Subscription. Upon termination of your Account, all licenses granted by the Company to you and your Organization (if applicable) under this STC shall be terminated and you and your Organization (if applicable) will lose all access to the Accounts and Services. We shall not be liable to you or your Organization or any third party for termination of your use of or access to the Account or Services, or any portion thereof.

If you are located within Europe, by creating your Account and expressly requesting the Services, you waive to your withdrawal right, if applicable.

8. Social media and third party platforms

The Services may include functionality that allows you to access and post content to social media and third party platforms regarding your activities while using our Services. If you choose to use this functionality, we may:

a) have access to certain information that you make available through the social media or third-party platforms at issue, provided that the data has been made available to us under the terms and conditions and privacy policies set forth by said third parties; or

Subject to all the applicable third parties’ terms and conditions and privacy policies, by connecting your Account with your account on a social media or third party platform, you grant us permission to access and use the information that you make available through the social media or third party platform at issue. To manage the information provided to us, please review the privacy settings applicable to your social media or third party platform accounts.

We are not liable for social media or third party platform contents, products, or services. We shall have no obligation to review their contents, services, or products. You shall review all terms of use, policies, and guidelines established from time to time in said social media or platforms, and you agree to be solely responsible and liable for any claims arising as a result of sharing or posting any content to or your activity in any social media or third party platforms.

9. Representations and warranties. Disclaimer of warranties and damages

In addition to any other representations and warranties included in these STC, the Company and you each warrant and represent that we have the full power and authority to enter into these STC. In addition, you further warrant and represent that you will (i) use the Services in accordance with the provisions of these STC as well as any reasonable instructions delivered by us—or by any of our authorized representatives— from time to time; (ii) any contents or data used in connection with the Services will be uploaded, processed or otherwise used and acquired having obtained any necessary approvals, authorizations or licenses, and complying with any applicable laws, rules, regulations, directives and governmental requirements in the field of privacy, intellectual property and/or image rights; and (iii) provide your reasonable cooperation in the event that we need any evidence to prove before competent authorities and/or courts about the satisfaction of the requirements or consents referred therein.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND THE SERVICES ARE PROVIDED “AS IS”, “WITH ALL FAULTS” AND “AS AVAILABLE” AND THE ENTIRE RISK OF USE AND PERFORMANCE REMAINS WITH YOU. WE DISCLAIMS ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS, EXPRESS, OR IMPLIED, OR STATUTORY, INCLUDING, WITHOUT LIMITATION, (I) THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; AND (II) THAT THE SERVICES AND THE SITE WILL BE AVAILABLE OR PROVIDED ON AN UNINTERRUPTED, ERROR-FREE, TIMELY, OR SECURE BASIS, WILL BE FREE BE ERROR-FREE OR FREE FROM VIRUSES, WORMS, OR OTHER HARMFUL OR MALICIOUS COMPONENTS. YOU MAY HAVE ADDITIONAL RIGHTS UNDER YOUR LOCAL LAWS THAT THESE STC CANNOT SUPERSEDE AND, IN ANY SUCH CASES, OUR LIABILITY IS LIMITED IN ACCORDANCE WITH AND TO THE EXTENT PERMISSIBLE UNDER SAID LOCAL LAWS.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR SPECIAL DAMAGES, INCLUDING WITHOUT LIMITATION ANY DAMAGES TO OR FOR LOSS OF DATA, REVENUE, PROFITS, GOODWILL, OR OTHER INTANGIBLE LOSSES ARISING FROM OR RELATING TO THESE STC, YOUR ACCOUNT, OR THE SERVICES. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, THIS LIMITATION WILL APPLY TO ALL CLAIMS UNDER ALL THEORIES OF LAW AND EQUITY. SUBJECT TO SECTIONS 9 AND 10, OUR MAXIMUM, AGGREGATE OR CUMULATIVE LIABILITY TO YOU, FOR DIRECT DAMAGES UNDER THESE STC (INCLUDING UNDER SECTIONS 9, 10, AND 11 OR ANY OTHER CONTRACTUAL OBLIGATIONS), TORT (INCLUDING NEGLIGENCE AND STATUTORY DUTY) OR OTHERWISE SHALL NOT EXCEED THE TOTAL MAXIMUM AMOUNT EQUIVALENT TO FEES PAID TO THE COMPANY IN THE LAST TWELVE (12) MONTHS PRECEDING THE DATE IN WHICH THE DAMAGE TOOK PLACE. THE FOREGOING LIMITATION OF LIABILITY IS COMPLETE AND EXCLUSIVE, SHALL APPLY EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF CLAIMS, LOSSES, OR DAMAGES EXCEEDING SUCH LIMIT, AND SHALL APPLY REGARDLESS OF THE SUCCESS OR EFFECTIVENESS OF ANY OTHER REMEDIES WE POSSESS. THE LIMITATION OF LIABILITY REFLECTS AN ALLOCATION OF RISK BETWEEN YOU AND US.

In the event of invalidity of any provision of this Agreement, the parties agree that such invalidity shall not affect the validity of the remaining portions of this Agreement

Limitation and/or exclusion of liability and warranties may be limited in certain jurisdictions. To the extent that the limitations and exclusions in sections 9, 10 and 11 cannot be enforced or are considered void or illegal, either in whole or in part, said sections shall be construed and enforced in the sense of limiting the scope, duration and/or extent of the liability and/or warranty provision at issue. Nothing in these STC shall be understood to limit or exclude your liability for the price owed in excess of any liability caps hereunder.

11. Indemnity

You shall defend, indemnify and hold harmless the Company from and against any and all losses, settlements, damages, liabilities, judgements, obligations, fines or sanctions, costs, and expenses (including reasonable attorney’s fees) (collectively “Losses”), arising out of any claim, proceeding, demand, suit or action (collectively “Actions”) brought by a third party related to (a) your use of the Site or the Services, and activities occurring under your Account; (b) any violation of these STC; or (c) your violation of any other party’s rights or applicable law. 

12. Amendments to the STC. Other notices.

We may modify these STC from time to time. We will provide you with reasonable prior written notice of any substantial change, to be sent via email or in-product notifications. If you do not agree to any amendments to the STC, you shall (as your sole remedy) stop using the Site, the Account, and the Services. By continuing to use the Services, the Account, or the Site, you are providing your agreement to be bound by the updated terms of the STC.

We may notify you about any topic related to this contract via email or in-product notifications. It is your responsibility to check those regularly to be informed about any said changes.

13. Modifications and updates of the Services

Due to the constant updates and changes made by us to improve the Services and ensure that you can use them in a seamless way and that the Services can interoperate with third-party platforms, we may add, alter, or remove functionalities from a Service at any time. Moreover, we may implement any updates to the Services (including security updates) that will be applicable to some or all users collectively at any time.

14. Miscellanea

The illegality, invalidity, nullity, or unenforceability of any of the sections of these STC will not affect the validity of its other provisions, which shall remain in full force and effect. Such sections are to be replaced or integrated into others that, in accordance with law, correspond to the objective of the substituted sections.

If, at any time, we fail to respond to a breach of these STC by you, that failure will not waive our right to act with respect to subsequent or similar breaches. A waiver will only be binding on us if it is in writing and signed by us. These STC constitute the entire agreement between you and us with respect to your Account and the Services. Both you and the Company, warrant to each other that, in entering these STC, neither the Company nor you have relied on or will have any right or remedy based upon any statement, representation, warranty, or assurance other than those expressly stated in these STC.

The rights and obligations set forth in these STC (or, otherwise, of the Account) cannot be assigned to any third party without the prior written consent of the Company. Moreover, any decisions taken by us are final and binding.

You can submit to us via the Site or otherwise questions, comments, suggestions, and ideas (“Feedback”). Any Feedback you provide to us shall be deemed to be non-confidential and non-proprietary, and, accordingly, the Company shall be free to use such information on an unrestricted basis.

15. GOVERNING LAW

These Terms shall be governed and construed in accordance with the laws of Venice, Italy, without regard to its conflict of law provisions.

16. DISPUTE RESOLUTION

Any disputes arising out of or in connection with these Terms or the use of the Service shall be resolved through binding arbitration in Venice, Italy, except that either party may seek injunctive or other appropriate relief in any state or federal court with jurisdiction over the parties.

17. TERMS AND CONDITIONS FOR KNOW YOUR CUSTOMER (KYC) VERIFICATION

a. INTRODUCTION

Welcome to [Company Name]. By using our services and completing the Know Your Customer (KYC) verification process, you agree to be bound by the following terms and conditions. These terms and conditions outline the rules and regulations for the use of our KYC services.

b. PURPOSE OF KYC

KYC (Know Your Customer) verification is a regulatory and legal requirement intended to prevent identity theft, financial fraud, money laundering, and terrorist financing. The primary objective of KYC is to ensure that our customers are genuinely who they claim to be.

c. INFORMATION COLLECTION

(i). PERSONAL INFORMATION: During the KYC process, we may collect personal information including but not limited to your full name, date of birth, address, phone number, email address, identification numbers, and photographs.

(ii). DOCUMENTATION: You may be required to provide certain documents such as a government-issued ID, utility bills, bank statements, or any other documents that can verify your identity and address.

d. USE OF INFORMATION

The information collected during the KYC process will be used for the following purposes:

(i). TO VERIFY YOUR IDENTITY AND ENSURE COMPLIANCE WITH REGULATORY REQUIREMENTS.

(ii). TO MAINTAIN ACCURATE RECORDS OF OUR CUSTOMERS AS REQUIRED BY LAW.

(iii). TO PREVENT FRAUDULENT ACTIVITIES AND ENHANCE THE SECURITY OF OUR SERVICES.

e. DATA PRIVACY AND SECURITY

(i). CONFIDENTIALITY: All information and documents provided during the KYC process will be treated with the utmost confidentiality and will only be used for the purposes outlined in these terms and conditions.

(ii). DATA PROTECTION: We are committed to protecting your personal information and will implement appropriate technical and organizational measures to safeguard your data against unauthorized access, disclosure, or misuse.

f. CONSENT

By completing the KYC verification process, you consent to the collection, use, and processing of your personal information in accordance with these terms and conditions.

g. ACCURACY OF INFORMATION

You are responsible for ensuring that all information and documents provided during the KYC process are accurate, complete, and up-to-date. Providing false or misleading information may result in the rejection of your KYC application and the termination of your account.

h. COMPLIANCE WITH LAWS

You agree to comply with all applicable laws and regulations related to KYC verification, including but not limited to anti-money laundering (AML) and counter-terrorism financing (CTF) laws.

18. CHANGES TO TERMS AND CONDITIONS

We reserve the right to modify these terms and conditions at any time. Any changes will be communicated to you through appropriate channels, and your continued use of our services after such modifications will constitute your acceptance of the revised terms and conditions.

19. CONTACT US

If you have any questions about these Terms, please contact us at:

innovationsinvestments.com

Sestiere San Polo, 2605, 30125 Venezia VE, Italy

Email: support@innovationsinvestments.com